The minutes and days after a car accident matter more than most people realize. What you do now can protect your health and your right to compensation later. Here is a simple, step-by-step guide.
Your safety comes first. Check yourself and others for injuries and call 911. A police report creates an official record of the crash, which is valuable for any claim.
If the vehicles are drivable and it is safe, move them out of traffic. Turn on your hazard lights and stay clear of moving cars.
Use your phone to photograph the vehicles, damage, license plates, the street, traffic signs, and any visible injuries. Get the other driver's name, phone, insurance, and plate number.
If anyone saw the crash, ask for their name and number. An independent witness can make a big difference if fault is disputed.
Adrenaline hides pain. Injuries like whiplash and concussions often show up days later. Getting checked protects your health and documents your injuries.
Do not say the crash was your fault, even to be polite. And be careful with fast settlement offers from the insurance company. They are often far lower than what your claim is worth.
An experienced attorney deals with the insurance company for you, protects your rights, and works to get you full value. Most work on contingency, so you pay nothing unless they win.
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